What's a UTR number, and where can I find it?

 

Every transfer made using Net Banking such as IMPS, NEFT, RTGS or via UPI in India has a UTR number (Unique Transaction Reference), which is a unique reference number.

 

When you purchase crypto on Mudrex using INR, we ask you to enter this UTR number before adding funds to your wallet. 

 

In addition to the bank website or app, your UTR number can also be found in the email or SMS that is sent by your bank, when you make a transfer.

 

Below is a detailed bank-wise guide to help you find your UTR. Click on the name of the bank from which you have transferred and refer to the mail/ text you have received from the bank and follow the red box  shown in the screenshots to get your UTR - 

1. GPAY/ PHONEPE/ Paytm

2. NIYOO BANK

3. HDFC BANK

4. ICICI BANK

5. PUNJAB NATIONAL BANK

6. FI BANK

7. CANARA BANK

8. CENTRAL BANK OF INDIA

9. SARASWAT BANK

10. STAE BANK OF INDIA

10. UNION BANK OF INDIA

11. KOTAK BANK

 

Google Pay/ Phone pe/ Paytm:

Upon successful transfer, the UPI apps will generate a transaction ID, UPI ID or UTR (See Fig.6) of your transfer.

GPAY__1_.jpegPHONEPE__1_.pngScreenshot_2022-04-12-09-13-56-926_net.one97.paytm.jpg

 

NIYOO BANK:

Once made a transfer with NIYOO Bank, please check your email received from the bank and find your UTR shown in the screenshot-

NIYOO.png

 

HDFC BANK: 

Upon successful HDFC transfer, the bank will provide a Transaction ID, consider the same as the UTR number.

HDFC.jpg

 

ICICI BANK:

Please check your ICICI Bank email for your UTR (shown in the screenshot) after you've made a transfer.

ICICI.png

 

Punjab National Bank/ PNB:

Once made a transfer with PNB, the bank will provide an External Reference Number ID, consider the same as the UTR number(shown in the screenshot).

PNB.jpg

 

FI Bank

Making a transfer with FI Bank, the IMPS transaction ID is considered as UTR no. (shown in the screenshot). 

FI.jpeg

 

Canara Bank:

Below is the screenshot of the bank debit statement after a successful transfer.

CANARA.png

 

Central Bank of India:

Below is the screenshot of the bank debit statement after a successful transfer, to help you find the correct UTR number.

CENTRAL_BANK.png

Saraswat Bank:

Once made a transfer with Saraswat Bank, you will receive a text message from the bank and find that you will be able to find the UTR shown in the screenshot-

Saraswat.jpeg

 

State Bank Of India (SBI)

Once transferring with Saraswat Bank, you will receive a text message from the bank and find that you will be able to find the UTR shown in the screenshot-

WhatsApp_Image_2022-04-18_at_3.26.02_PM.jpeg

Union Bank Of India:

Below is the screenshot of the bank debit statement after a successful transfer from Union Bank, to help you find the correct UTR number.

UNION_BANK.png

KOTAK BANK:

Once made a transfer with Kotak Bank, please check your email or the text message you received from the bank.

KOTAK.jpeg

 

NOTE: The screenshots and the UTR/ UPI/ Transaction number shown in the screenshots are samples to understand the format. Please do not copy paste any UTR number directly from the article, and refer to the emails or sms you received from your bank!

 

For any other query, please raise a ticket!

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