Every transfer made using Net Banking such as IMPS, NEFT, RTGS or via UPI in India has a UTR number (Unique Transaction Reference), which is a unique reference number.
When you purchase crypto on Mudrex using INR, we ask you to enter this UTR number before adding funds to your wallet.
In addition to the bank website or app, your UTR number can also be found in the email or SMS that is sent by your bank, when you make a transfer.
Below is a detailed bank-wise guide to help you find your UTR. Click on the name of the bank from which you have transferred and refer to the mail/ text you have received from the bank and follow the red box shown in the screenshots to get your UTR -
2. NIYOO BANK
3. HDFC BANK
4. ICICI BANK
6. FI BANK
7. CANARA BANK
11. KOTAK BANK
12. HSBC BANK
Google Pay/ Phone pe/ Paytm:
Upon successful transfer, the UPI apps will generate a transaction ID, UPI ID or UTR (See Fig.6) of your transfer.
NIYOO BANK:
Once made a transfer with NIYOO Bank, please check your email received from the bank and find your UTR shown in the screenshot-
HDFC BANK:
Upon successful HDFC transfer, the bank will provide a Transaction ID, consider the same as the UTR number.
ICICI BANK:
Please check your ICICI Bank email for your UTR (shown in the screenshot) after you've made a transfer.
Punjab National Bank/ PNB:
Once made a transfer with PNB, the bank will provide an External Reference Number ID, consider the same as the UTR number(shown in the screenshot).
FI Bank
Making a transfer with FI Bank, the IMPS transaction ID is considered as UTR no. (shown in the screenshot).
Canara Bank:
Below is the screenshot of the bank debit statement after a successful transfer.
Central Bank of India:
Below is the screenshot of the bank debit statement after a successful transfer, to help you find the correct UTR number.
Saraswat Bank:
Once made a transfer with Saraswat Bank, you will receive a text message from the bank and find that you will be able to find the UTR shown in the screenshot-
State Bank Of India (SBI)
Once transferring with Saraswat Bank, you will receive a text message from the bank and find that you will be able to find the UTR shown in the screenshot-
Union Bank Of India:
Below is the screenshot of the bank debit statement after a successful transfer from Union Bank, to help you find the correct UTR number.
KOTAK BANK:
Once made a transfer with Kotak Bank, please check your email or the text message you received from the bank.
HSBC BANK:
Making a transfer with HSBC Bank, the number written after 'HSBCN' is considered as the UTR no. (shown in the screenshot).
NOTE: The screenshots and the UTR/ UPI/ Transaction number shown in the screenshots are samples to understand the format. Please refer to the emails or texts you received from your bank rather than copying and pasting any UTR numbers directly from the article.
For any other query, please raise a ticket!